Got my tax return this morning.  The first thing I did was pay off my credit card.  I would have rather spent that money on a toy of some type but I have to admit that I feel liberated right now.  I no longer have to pay on that thing anymore.  Yay!!!!!!!!!

I really do not have a problem with it anymore but I did a few years ago.  I had forgotten my own motto about these things and that is if I ain't got the money to pay for it outright I don't need it.  So now I will only use it for emergencies or if I need to rent a car.  Neither of which I hope will happen any time soon.